Tips For Finding Affordable Missouri Dental Plans

Family Dental St. Peters Mo - Tips For Finding Affordable Missouri Dental Plans.
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Have you been looking for an affordable dental plan in Missouri, but haven't been having any luck? Missouri Dental Plans are just like anywhere else in the USA, but you have to shop around to find the best one. However, there is one particular type of plan that stands out more than any other out there. This is called a Dental Discount Plan.

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Dental Discount Plans aren't insurance in any way, shape or form. They simply offer consumers substantial discounts on routine dental care, some of which is not covered immediately by purchasing dental insurance. For example, pre-existing conditions are not covered by dental insurance until you've gone through a "waiting period" of twelve months or more. They cover most things like cleanings, flouride treatments, etc., but even then you'll still have to pay your high premiums and deductible costs.

Dental discount plans cost one low annual fee. In Missouri that fee can be as low as .00 per year for membership, after which, you simply pay the dentist the cost of the procedures at the time of your visit. Here's another example. Let's say that you were visiting the dentist for the first time in quite awhile. This is typical because most people can't afford it so don't worry about it. We'll base this example on the St.Louis area. Let's say you needed an

In Depth Check-Up - Usual cost .00 - Discount cost .00 - Savings .00

Full Mouth X-Rays - Usual cost 4.00 - Discount cost .00 - Savings .00

Adult Teeth Cleaning - Usual cost .00 - Discount cost .00 - Savings .00

Protective Sealant / Tooth - Usual Cost .00 - Discount cost .00 - Savings .00

Root Canal Treatment - Molar - Usual cost 9.00 - Discount cost - 0.00 - Savings 9.00

This is just for one plan that is available in the Saint Louis, Missouri area. You'll notice that the savings add up quickly. I put a few different things on here in this example because this is very realistic if you haven't visited the dentist in quite awhile. The usual cost for these procedures would be 18.00. The cost with the discount plan is only 4.00. That's a savings of 4.00.

You may be thinking "what if I don't need the Root Canal?". Alright, let's do the math without it. Your total cost without the plan would now be 9.00. Your cost with the plan would still only be 4.00, a savings of 5.00. Even if your individual dental plan costed 0.00, you'd still be ahead .00. Also, multiply those savings by the number of people in your family and figure in at least one Root Canal, Extraction, Bridge work, Dentures, Braces or some other major dental care. Also figure that you'll still be able to use the plan for the entire year.

If you live in Missouri and have been considering getting a dental plan, I recommend you take a good look at these inexpensive dental plans first. They may be just what you were in need of.

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